Appraisal services for Richmond, Wayne and surrounding Counties homeowners
Here are the top 7 reasons Indiana homeowners call on B.A. Dwenger Appraisals, LLC:
We at B.A. Dwenger Appraisals, LLC understand the special needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at B.A. Dwenger Appraisals, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close to yours. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from B.A. Dwenger Appraisals, LLC is your strongest weapon.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We're qualified in helping consumers just like you rid themselves of unwanted PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be unsuitable from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. B.A. Dwenger Appraisals, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.